Kotak Mahindra Junior Scholarship Program 2025–26 – Apply Now

Kotak Mahindra Junior Scholarship Program 2025–26 – Apply Now

The Kotak Mahindra Junior Scholarship Program 2025–26 is a key initiative of the Kotak Education Foundation (KEF), launched as part of the Kotak Mahindra Group’s Corporate Social Responsibility (CSR) efforts. This scholarship is aimed at supporting academically bright students from financially disadvantaged families who are entering Class 11 and 12 in the Mumbai Metropolitan Region (MMR).

In addition to financial aid, the program offers mentorship, exposure, and developmental support to help students excel in their academic and career paths.

About Kotak Education Foundation (KEF)

Established in 2006, the Kotak Education Foundation is committed to reducing urban poverty through education and livelihood programs. It empowers underprivileged youth through:

  • Academic scholarships

  • Livelihood and skill development

  • Soft skills training

  • School transformation programs

The Kotak Junior Scholarship is a flagship KEF initiative to support students during the critical higher secondary school years.

Program Objectives

The program is designed to:

  • Encourage academic achievement among students from low-income families

  • Reduce the financial burden of higher secondary education

  • Offer structured academic mentorship and career guidance

  • Build leadership, confidence, and life skills for long-term success

Scholarship Benefits

1. Financial Assistance

  • Monthly stipend of ₹3,500 for up to 21 months

  • Total financial aid: ₹73,500 over Classes 11 and 12

Expenses covered include:

  • Tuition and admission fees

  • Stationery and textbooks

  • Internet and travel costs

  • Other essential school-related expenses

2. Academic Mentorship

  • Individual mentorship assigned by KEF

  • Support with study planning and career guidance

3. Personal and Career Development

  • Educational and industrial exposure visits

  • Workshops on leadership, communication, and life skills

Eligibility Criteria

Criteria Requirement
Academic Performance Minimum 85% marks in Class 10 (SSC/CBSE/ICSE – 2025)
Current Education Enrolled in Class 11 in any stream (Science, Commerce, Arts)
Geographic Eligibility Must reside and study in the Mumbai Metropolitan Region (MMR)
Family Income Annual family income must not exceed ₹3.2 lakh
Institution Must be enrolled in a recognized junior college in MMR
Exclusions Children of KEF or Buddy4Study employees are not eligible

Eligible Locations in MMR

Students must be residing and studying in one of the following areas:

  • Mumbai City and Suburban

  • Thane, Kalyan-Dombivli, Ulhasnagar

  • Mira-Bhayandar, Navi Mumbai, Panvel

  • Vasai-Virar, Bhiwandi-Nizampur

  • Palghar, Uran, Ambernath, Badlapur, Karjat

Important Dates

Event Date
Application Opens May 2025
Last Date to Apply June 30, 2025
Shortlisting July 2025
Interview and Verification August 2025
Results Announcement September 2025
Scholarship Disbursement October 2025

Step-by-Step Application Process

  1. Register or log in using your mobile number or email

  2. Complete the application form with the following details:

    • Personal and academic information

    • Financial and school-related details

    • Bank account information

  3. Upload all required documents

  4. Review the form and submit it

  5. Download the acknowledgment slip for future reference

Documents Required

Document Purpose
Class 10 Marksheet Academic proof
Class 11 Admission Proof College ID card or fee receipt
Income Certificate Validate family income
Ration Card (Yellow/Orange) Residential proof
Aadhaar Card (student and parents) Identity verification
PAN Card (parent or guardian) Income verification
School Leaving Certificate Educational history
Recent Passport Size Photograph Photo identification
Student Bank Passbook or Statement Bank account verification
ITR/Form 26AS (if applicable) Additional income verification
Death Certificate (if applicable) Single-parent family verification

Selection Process

  • Applications are screened based on academic performance and financial need

  • Shortlisted candidates undergo document verification and a personal interview

  • Final selections are made based on the student’s profile, motivation, and potential

Success Stories

Previous scholarship recipients have secured admission in top institutions including:

  • Indian Institutes of Technology (IITs)

  • University of Mumbai

  • St. Xavier’s College

  • Government Medical Colleges

Students have reported that the scholarship:

  • Reduced financial stress on their families

  • Motivated them to perform better academically

  • Helped build confidence and future aspirations

Tips to Strengthen Your Application

  • Ensure all documents are complete and clearly scanned

  • Write a clear and genuine Statement of Purpose

  • Use your own bank account and mobile number

  • Be honest and confident during interviews

Common Mistakes to Avoid

  • Uploading unclear or invalid documents

  • Providing incorrect or inconsistent information

  • Using a third party’s bank account

  • Missing the application deadline

  • Ignoring communication from the scholarship team

Contact Information

For queries and support, you can contact:

✅APPLY NOW✅

Final Words

The Kotak Mahindra Junior Scholarship Program 2025–26 is not just a financial award—it is a platform that nurtures potential and builds brighter futures. If you are eligible and dedicated to your education, this scholarship can be a stepping stone toward academic and professional success.

Take the first step today. Apply now and invest in your future.

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